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Standard of Living: Manila
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Is it possible through hard work to have a decent standard of living in the Philippines?
busybee8
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Who do you think owns the business all over the city?… the restaurants, the franchises, etc? My grand father grew up in a hut in Mindanao, the southern island of the Philippines, while my grandmother lost her father at the age of 10 and she had to work hard to raise her siblings. Both of my grandparents certainly didn't start rich.They both worked hard and now we have a comfortable middle-class life.We have three houses, two cars, wifi, gadgets, appliances, we have a piano, we have vintage porcelain vases imported from Vietnam, we have a library filled with our collection of old encyclopedias from the US and Europe, we go on occasional family trips abroad, we have a maid and a driver, and lastly our grandparents have saved up a trust fund for each of their grandchildren, "me, my sister and my cousins".This is not to brag or anything, in fact a lot of our friends and classmates are far more wealthy than us, but I acknowledge that my life is still very comfortable when compared to a lot of other people.So the answer to your question is (yes), it's possible.
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Yes it is. Education. Grind. More Education. More grind. Investments. Grind + Investments. Retirement Plan + Grind. Looks hard? Well you specified through hard work. On a serious note, having a decent standard of living does not only mean planning and controlling your education, career, and investments. It’s a family thing. Everyone has to cooperate. Everyone has to work hard, everyone has to focus on the goal. If the goal is to have a house, then everyone has to save up. Even the kids have to cut their expenses. If your child (or your future child) wants a smartphone even before he or she can do laundry and cook at least adobo, you are basically training him or her to fail. Don’t spoil your kids. Give them all the basics, and if possible only the basics. Basic skills to run the house, basic skills to survive (this includes socials skills, so off with the social media and mobile games), basic skills to get good education (they can’t do this if they can’t do research and all they are capable of is copy-paste) so they can start their career early. You can’t control your expenses if not everyone is cooperating. You’ll end up stuck with “sige na nga” and say it’s because you love them.